Please read this information carefully and print a copy and/or retain this information for future reference.
This Privacy Policy has been crafted to elucidate the data collection procedures, utilization methods, and our commitment to adhering to both local and international regulations for the benefit of our website users and clients.
The terms 'we,' 'our,' and 'us' referenced in this Privacy page pertain to Ballast Point Insurance. To access our company's contact details, kindly refer to our Contact section.
By submitting your information on our website, you acknowledge that you have received and reviewed this E-Consent Policy.
In all matters related to data collection and safeguarding, we diligently implement and uphold contemporary best practices. We have adopted practices wherever feasible to ensure cross-border compliance. The information contained within this privacy policy aligns with or exceeds the following widely accepted data principles:
• Fair and Legal Processing of Personal Data: We refrain from collecting or processing any data unless it is contractually mandated or essential as per our partnerships.
• Specific and Lawful Data Purpose: Ballast Point Insurance exclusively collects and processes data when it serves a necessary purpose.
• Relevance of Personal Data: We collect only the information essential for our purposes, responding promptly to client requests.
• Data Accuracy: All data gathered by Ballast Point Insurance is maintained with precision, with updates made promptly.
• Data Retention: Personal data is kept only for the duration it serves a legitimate purpose or as legally required.
• Compliance with Local and International Law: All data activities strictly adhere to applicable regulations and standards, including GDPR.
• Data Security Measures: Ballast Point Insurance employs robust IT solutions and standard operating procedures to ensure the security of personal data.
• Limited Data Sharing: Data is shared only when essential, following secure protocols and never sold.
How we implement these policies is comprehensively explained within this document.
Ballast Point Insurance is obligated by contract to collect and retain specific personal data from potential and existing clients. This data is essential to provide quotes, process applications, underwrite and enable services. The personal data collected may include:
• First and last name
• Street address, including city, state, and zip code
• Email addresses
• Telephone numbers
• Date of birth
• Gender
• Housing, education, and marital status
• Other user-provided information
• IP address, device information, and user agent
Ballast Point Insurance adheres to a strict policy of not knowingly requesting nonpublic personally identifiable information from individuals under the age of 13, in accordance with COPPA. Users must provide their date of birth during registration, and individuals under 18 may not register as members.
Only officially employed Ballast Point Insurance staff members are authorized to gather, handle, and utilize users' personal data. This responsibility primarily rests with our sales staff but may include renewals, claims, administration, accounting, marketing, and client support teams.
All data collected is voluntarily provided by users with explicit consent. Data may be collected through:
• Website forms
• Email communication
• Application forms and written documents
• Telephone or in-person communication
• Text messages
• Online marketing forms
• Cookies
• Google Analytics and Remarketing
Users may opt out of Google Display Network ads by using Google's Ads Preferences Manager or Analytics Opt-out Browser Add-on.
By using this website, you voluntarily consent to the collection and usage of your personal data as described in this document. Consent is optional, and users may refuse or request deletion of their data. However, refusal to provide legally or contractually required data may affect service delivery.
Data collected from users is used for purposes including:
• Enhancing user experience
• Sending newsletters and enabling participation in surveys and forums
• Verifying transactions on third-party websites
• Creating demographic and traffic reports
• Complying with legal requirements
Ballast Point Insurance uses personal data to facilitate sales, underwriting, payments, administration, renewals, and marketing of products and services. Users can opt out of marketing at any time.
Email addresses and phone numbers are collected only for site-related purposes and are not shared with third parties for marketing. Text message opt-in data is never shared.
Ballast Point Insurance does not sell, rent, or trade your personal information to third parties for marketing purposes.
We share data only with trusted service providers for service facilitation or when required by law. We never share personal data for marketing without explicit consent.
Our site operates secure data networks protected by industry-standard firewall and password protection systems. Only authorized personnel may access member-provided information.
When you submit your information, your contact details are added to our communication list. By providing information, you agree to receive communication via phone, email, or SMS unless you opt out.
Users may opt out of receiving newsletters, emails, and participation in interactive areas. You may unsubscribe at any time.
We may contact users who explicitly agreed to communication through online forms. Users may unsubscribe anytime. Opt-out requests are added to our internal Do-Not-Contact registry within ten days.
Consumers may add their number to the National Do Not Call Registry. However, companies may contact customers for up to 18 months after their last interaction, or 3 months after submitting an inquiry.
We use cookies to analyze usage and improve services. Cookies do not collect personally identifiable information. Users may disable or delete cookies through browser settings.
California residents may request information on shared data or opt-out of data sharing. We comply with applicable opt-out requirements.
This website does not honor "Do Not Track" signals. We do not collect personally identifiable browsing data beyond analytics described.
Any updates to our privacy policy will be posted on this page to inform users of changes to data collection and usage.
By using this site, you consent to the collection and use of information as described in this Privacy Policy. No mobile information will be shared or sold to third parties for marketing purposes.